Imagine you run a small chestnut stand at the weekly market in autumn. The scent of your freshly roasted chestnuts wafts across the square. Customers are lined up, their mouths watering. But more and more, instead of cash, they pull out their card or smartphone to pay. It quickly becomes clear to you: Cash payments alone are no longer enough.

A classic card reader would be an option, but acquiring it is expensive, incurs monthly costs, and outside the season, the device sits unused. Even TWINT alone doesn't cover all your needs, because what about those customers who don't have the TWINT app or prefer to pay with a credit card? 

This is exactly where Tap to Pay from Payrexx comes into play. With the free app, you turn your smartphone into a full-fledged payment terminal: Simply enter the amount, hold the card to the phone, or scan the QR code with TWINT. And your customers have already paid.

Learn more about Tap to Pay ➜

With the Tap to Pay app from Payrexx, you have the terminal practically in your pocket. Simply download the app from the Google Play Store, link it to your Payrexx account, and you're ready to go.

Currently, Tap to Pay is available for merchants with a registered office in Switzerland. The solution is ideal for small businesses, food stands, pop-up stores, seasonal markets, or mobile service providers (such as personal trainers in the park or hairdressers making house calls). It's also a good solution for SMBs, startups with small budgets, courier and delivery services, independent advisors, or companies looking for a backup solution for their stationary POS system.

In summary, Tap to Pay makes sense wherever flexibility counts and you want to keep costs low.

What is Tap to Pay?

Behind Tap to Pay is the technology SoftPOS (“Software Point of Sale”). It turns your smartphone or tablet with NFC (Near Field Communication) into a full-fledged card reader. This technology is the same as the one you know from contactless payments in the supermarket. The only difference is that you receive the payment with your smartphone instead of an external terminal. 

The app becomes your mobile “business cockpit”: You have full control over the overview of your transactions, can easily refund payments, analyze your earnings, and even switch between multiple devices if you use more than one. You can also activate the tip function if needed. 

All you need is an NFC-enabled Android smartphone (from version 8.1).

Then you can quickly download the app and get started: 

• Download app: Go to the Google Play Store and download the free Tap to Pay app to your device.

• Link account: Log in to your Payrexx account, navigate to the “Tap to Pay” menu, and follow the instructions to connect the app. If you don't have an account yet, you can create one for free and use Tap to Pay directly with the free subscription. 

• Get started: From now on, you can accept payments wherever your phone has internet reception.

The payment process is also very simple: Once your buyers are ready to pay, open the app, enter the desired amount, and hold the phone out to the customer. They simply have to hold their card or mobile wallet to your smartphone, and the payment is done. And for those who want to pay with TWINT, they can easily scan the QR code on your display with their app.

The following payment methods are available to you:

• Mastercard and Visa

• TWINT

• Digital wallets like Apple Pay, Google Pay, or Samsung Pay

And you can start accepting payments at your chestnut stand, ice cream cart, hair salon, and more. 

All benefits at a glance

A pricing model that stays fair

No fixed costs, no subscription fee, no maintenance costs: You can already use Tap to Pay with the free subscription at transaction fees of 1.65% + 0.15 CHF – with the premium subscription you only pay 1.25% + 0.15 CHF. So there are no costs even in the off-season!

Flexibility you truly need

Whether at markets, in a taxi, in a pop-up store, or at a customer appointment: With your Android device, you can accept payments wherever you have internet access. You don't need additional hardware or complicated setup. This makes Tap to Pay a reliable companion in your professional everyday life.

A solution that grows with your business

As your business grows, Tap to Pay simply grows with it. You can activate more smartphones at any time and use the same account in the team. Although you pay a fee of 4 CHF per month for each additional active device, this is still less than what a card reader would cost.

Security you can rely on

An app on your phone – is that secure? Yes, Tap to Pay is just as secure as a conventional terminal! The solution meets the highest security standards of the finance industry. It is PCI-DSS compliant, which means that every transaction is encrypted and tamper-proof. 

Suitable for the Swiss market

Simplicity is central for Swiss merchants. Therefore, the app is designed to be as simple as possible and can be set up in just a few steps. Refunds and cancellations can be made directly via the app or Payrexx backend, and receipts can be sent digitally via email or SMS.

Already many satisfied customers

Many companies already appreciate Tap to Pay. Starpiercing, for example, has recently started using Tap to Pay and finds that the app integrates “seamlessly into everyday life” without technical hurdles. Floyd Fungi is also convinced: “Tap to Pay saves time and ensures smooth transactions.”

Paying has never been so easy

Back to your chestnut stand at the weekly market: The line is long, the atmosphere is cozy, the scent of freshly roasted chestnuts is in the air. A customer takes out her card, briefly holds it to your smartphone – and the payment is done! No counting coins, no lugging around expensive terminals, just peacefully selling your hot chestnuts. Perfect.

👉 Start now for free with Tap to Pay:

Get started with Tap to Pay ➜