Payrexx vs Worldline
Swiss SME solution vs. global enterprise provider
Worldline is a global payment service provider with many years of experience, offering both acquirer and PSP services. Payrexx is a Swiss payment facilitator specialising in simple and cost-effective solutions for SMEs. Both support the Swiss market – but there are key differences in terms of costs, plugins and support.
Monthly total costs of Payrexx and Worldline for a turnover of EUR 20,000
Monthly total costs of Payrexx and Worldline with a turnover of EUR 100,000
What are the advantages and disadvantages of Payrexx and Worldline?
Payrexx impresses with lower costs, more payment methods (16 vs. 12), free plugins, integrated e-commerce tools and free personal support. Disadvantages are moderate brand awareness and its Swiss focus.
Worldline offers omnichannel solutions and no monthly fixed costs, but has some paid plugins, a paid support hotline, no e-commerce tools and fee structures that are not very transparent.
Comparison table of advantages and disadvantages of Payrexx vs Worldline
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss companies
Personal support
Support for on-site payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Average Google rating
Worldline
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
No monthly fixed costs
High awareness
Support for omnichannel payments (POS)
Disadvantages
Some chargeable plugins
No e-commerce tools
Fees not transparent
Chargeable support hotline
Rather low Google rating
Which payment methods do Payrexx and Worldline offer?
Both providers support the most important payment methods: credit cards, TWINT, PostFinance Pay, Apple Pay and Google Pay. In addition, Payrexx offers Samsung Pay, WIR Pay, Centi and Pay by Bank – four methods that Worldline does not offer. Worldline supports Reka, as does Payrexx. For Comerciante, who want to offer their customers the widest possible choice of payment methods, Payrexx has a clear lead with 16 supported methods compared with 12.
Comparison table of payment methods: Payrexx vs Worldline
Payrexx
Worldline
Mastercard
Yes
Yes
Visa
Yes
Yes
PostFinance Pay
Yes
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
Yes
No
WIRpay
Yes
No
REKA
Yes
Yes
CENTI
Yes
No
CRYPTO
Yes
Yes
Purchase on account
Yes
Yes
Zahlen mit Bank
Yes
No
How do the integrations of Payrexx and Worldline differ?
Payrexx offers free plugins for all common shop systems, including Shopify, WooCommerce, Shopware, MyCommerce, JTL and Ecwid. At Worldline, some plugins are chargeable, and there is no integration for Shopify and Ecwid. Payrexx also offers integrated e-commerce tools (payment links, QR Pay, mini web shop), which are completely absent at Worldline. Worldline’s offering is more aimed at larger companies with individual requirements.
Comparison table Plugins and integrations Payrexx vs Worldline
Payrexx
Worldline
Yes
No
Yes
No
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
How is the support at Payrexx and Worldline?
Payrexx offers personal support with direct contacts in Switzerland, including advice for SMEs. Worldline relies on a paid support hotline – a disadvantage especially for smaller companies. The Google reviews confirm this difference: Payrexx has 3.9 stars (155 reviews), Worldline 2.9 stars (674 reviews).
Who is Payrexx suitable for, and who is Worldline suitable for?
Payrexx is the right choice for SMEs and growing online shops looking for a cost-effective solution with a broad range of functions and personal support. Worldline is more suitable for larger companies that require omnichannel solutions (online + POS) and are willing to pay accordingly for individual support.
Which provider is easier to set up – Payrexx or Worldline?
Payrexx is ready to use quickly as a payment facilitator with a single contract and no setup costs. Verification takes place on the same day. Worldline also offers an e-commerce package without monthly fixed costs, but the setup for individual or larger solutions requires direct contact with sales. For SMEs that want to start quickly, Payrexx is the more straightforward route.
How much does Payrexx cost compared to Worldline?
With 20'000 EUR monthly turnover, the costs at Payrexx are 355 EUR and at Worldline 378 EUR. Payrexx is therefore 23 EUR cheaper per month. At 100'000 EUR turnover, the difference grows: Payrexx costs 1'579 EUR, Worldline 1'890 EUR – a difference of 311 EUR per month. An important aspect: at Worldline, the fees are often not fully transparent, and individual offers for larger customers must be requested directly from sales.
Cost comparison table Payrexx vs Worldline
Provider
Subscription
Set-up costs
Monthly costs
Transaction fees
Payrexx
Free
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
Worldline
Worldline E-Payments
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Pay By Link
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Web powered by Wix
CHF 0.00
CHF 29.00
1.70%
+
CHF 0.19
Additional remarks
Payrexx
Payrexx is particularly easy to set up as a Payment Facilitator – no programming knowledge is required. For verification, a valid photo ID and, where applicable, a commercial register number are required. If you register by 4 p.m., the review takes place on the same day. Start-ups receive a 30% discount, and non-profit organisations benefit from a 50% reduction on transaction fees.
Worldline
At Worldline, transaction fees are not always fully transparent – individual conditions must be requested from sales. For support enquiries, a paid hotline is used. In addition to e-commerce packages, Worldline also offers a combined package with Wix for merchants who want to build a webshop at the same time.
Conclusion: Payrexx or Worldline – who offers more for less?
Payrexx offers personal support with direct contacts in Switzerland, including advice for SMEs. Worldline relies on a paid support hotline – a disadvantage especially for smaller companies. The Google reviews confirm this difference: Payrexx has 3.9 stars (155 reviews), Worldline 2.9 stars (674 reviews).
