PayPal vs. zahls.ch

Global awareness vs. Swiss transparency with e-commerce tools

PayPal is the world's best-known payment provider with over 400 million users. zahls.ch is a Swiss payment facilitator with particularly transparent pricing and integrated e-commerce tools. For Swiss online shops, the question arises: global reach or local strength with transparency? This comparison provides the answer.

Total monthly costs of PayPal and zahls.ch with a turnover of CHF 20.000
PayPal=CHF 355.00
zahls.ch=CHF 640.00
CHF 285.00 günstiger mit PayPal (45%)
Total monthly costs of PayPal and zahls.ch with a turnover of EUR 100,000
zahls.ch=CHF 2.25
PayPal=CHF 3.95
CHF 1.70 günstiger mit zahls.ch (43%)

What are the advantages and disadvantages of PayPal and zahls.ch?

PayPal benefits from global recognition, no fixed costs and easy setup. Disadvantages are the highest transaction fees, no Swiss payment methods, only email and chat support, and the lowest Google rating (1.6 stars).

zahls.ch offers all Swiss payment methods including TWINT and PostFinance Pay, transparent pricing, integrated e-commerce tools, and the highest Google rating (5.0 stars). Disadvantages are higher overall costs than other Swiss providers, many plugins only on request, and no support for Shopify.

Comparison table advantages and disadvantages PayPal vs zahls.ch

PayPal

Advantages
  • Monthly fixed costs

  • Free plugins

  • High recognition and acceptance

  • Ideal for international payments

Disadvantages
  • No support for TWINT and PostFinance Pay 

  • No e-commerce tools

  • High transaction fees

  • Headquarters in the USA

  • Email or chat support only

  • Low Google rating

zahls.ch

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • Free plugins

  • Integrated e-commerce tools

  • Free trial available

  • Swiss company

  • Personal support

  • High Google rating

Disadvantages
  • Many shop plugins only available on request

  • High transaction fees

  • Moderate brand awareness

  • Focus on e-commerce in Switzerland

Which payment methods do PayPal and zahls.ch offer?

zahls.ch supports 12 payment methods, including TWINT, PostFinance Pay, WIR Pay and purchase on account. PayPal does not offer any of these Swiss payment methods. This is a serious disadvantage for Swiss online shops. zahls.ch therefore covers the Swiss market comprehensively, while PayPal relies exclusively on international payment methods such as credit cards and its own wallet.

Comparison table payment methods PayPal vs zahls.ch
Provider
PayPal
zahls.ch
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
No
No
No
No
Yes
Yes

Which shop system plugins do PayPal and zahls.ch offer?

PayPal offers free plugins for Shopify, WooCommerce, Shopware, and Magento. With zahls.ch, many plugins are only available on request, and support for Shopify, JTL, and Magento is missing. zahls.ch does offer integrated e-commerce tools such as payment links and a mini webshop. PayPal does not offer e-commerce tools. For standard plugins, PayPal has the advantage; for e-commerce features, zahls.ch.

Comparison table plugins and integrations PayPal vs zahls.ch
Provider
PayPal
zahls.ch
Yes
Yes
Yes
No
Yes
Yes
Yes
No
Yes
No
Yes
No
Yes
Yes
No
Yes
Yes
No

How does the support of PayPal and zahls.ch differ?

zahls.ch offers personal, free support in Switzerland. PayPal only provides email and chat support. The Google reviews show an extreme difference: zahls.ch 5.0 stars (3 reviews), PayPal 1.6 stars (56 reviews). zahls.ch offers the highest customer satisfaction, albeit on a very narrow review base.

For whom is PayPal suitable and for whom zahls.ch?

zahls.ch is clearly the better choice for Swiss online shops: 38% cheaper, all Swiss payment methods, integrated e-commerce tools, and personal support. PayPal makes sense when an online shop has a high share of international customers who expect PayPal as a payment method. Many Comerciantes therefore only use PayPal as a supplement to their Swiss provider.

How easy is the setup with PayPal and zahls.ch?

Both providers offer an uncomplicated setup without programming knowledge. PayPal only requires company information, whereas zahls.ch relies on verification via photo ID with a free trial phase. Both are quickly ready for use. zahls.ch offers the advantage that all Swiss payment methods are available via a single contract from day one.

How much does PayPal cost compared to zahls.ch?

With a monthly turnover of EUR 20,000, zahls.ch costs EUR 489, PayPal EUR 790. zahls.ch is therefore EUR 301 cheaper per month or 38% more cost-effective. With a turnover of EUR 100,000, the difference increases to EUR 1,701 monthly (zahls.ch: EUR 2,249 vs. PayPal: EUR 3,950). PayPal has the highest transaction fees of all compared providers. zahls.ch is significantly cheaper than PayPal despite its own high fees.

Comparison table costs PayPal vs zahls.ch
Provider
Subscription
Setup costs
Monthly costs
Transaction fees

PayPal

PayPal

CHF 0.00

CHF 0.00

per month

3.40%

+

CHF 0.55

zahls.ch

Beginner

CHF 0.00

CHF 0.00

per month

2.90%

+

CHF 0.30

zahls.ch

Advanced

CHF 0.00

CHF 15.00

per month

2.60%

+

CHF 0.30

zahls.ch

Professionals

CHF 0.00

CHF 29.00

per month

2.30%

+

CHF 0.25

zahls.ch

Experts

CHF 0.00

CHF 49.00

per month

2.00%

+

CHF 0.20

CHF 0.00

CHF 0.00

per month

0.00%

+

CHF 0.00

Additional Remarks
PayPal

With PayPal, no separate setup is required – a PayPal business account is sufficient. For verification, company information and a commercial register number are required. It should be noted that PayPal charges the highest transaction fees of all compared providers (3.4% + 0.55 EUR) and supports neither TWINT nor PostFinance Pay.

zahls.ch

zahls.ch stands out with particularly transparent pricing and four clearly tiered subscription plans. However, many shop plugins are only available on request, and the integrations for Shopify, JTL and Magento are missing. For verification, a photo ID and company information are required. A free trial period is available.

Conclusion: PayPal or zahls.ch – which provider is better?

zahls.ch offers personal, free support in Switzerland. PayPal only provides email and chat support. The Google reviews show an extreme difference: zahls.ch 5.0 stars (3 reviews), PayPal 1.6 stars (56 reviews). zahls.ch offers the highest customer satisfaction, albeit on a very narrow review base.

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Without risk and without obligations. Discover how easy online payments can be.

Test Payrexx for free and without obligation

Without risk and without obligations. Discover how easy online payments can be.