Payrexx vs Postfinance vs wallee
The three most popular Swiss payment facilitators in a three-way comparison
PostFinance, wallee and Payrexx are all Swiss payment providers that act as payment facilitators and simplify getting started with online payments. All three offer a broad range of payment methods and personal support. However, there are clear differences in costs, e-commerce tools and plugin coverage.
Monthly total costs of Payrexx, Postfinance and wallee for a turnover of EUR 20,000
Monthly total costs of Payrexx, Postfinance and wallee at a turnover of EUR 100,000
What are the advantages and disadvantages of PostFinance, wallee and Payrexx?
Payrexx leads with the lowest costs without setup fees, 16 payment methods and integrated e-commerce tools. The disadvantages are the moderate awareness and the moderate Google rating.
PostFinance benefits from high awareness in Switzerland and a broad range of payment methods, but charges setup costs and offers neither e-commerce tools nor QR Pay.
wallee impresses with modular architecture and personal support, but has no e-commerce tools, some chargeable plugins and supports fewer payment methods than Payrexx.
Comparison table of advantages and disadvantages PostFinance vs wallee vs Payrexx
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss companies
Personal support
Support for on-site payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Average Google rating
PostFinance
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Low transaction fees
Free trial available
Swiss company
High recognition in Switzerland
Personal support
Disadvantages
Samsung Pay not supported
No e-commerce tools
High setup costs (one-off)
Low Google rating
wallee
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
Disadvantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
Which payment methods do PostFinance, wallee and Payrexx offer?
All three providers support the core payment methods: credit cards, TWINT, PostFinance Pay, Apple Pay and Google Pay. Payrexx offers the widest selection with 16 methods, including Samsung Pay, Centi and Pay by Bank exclusively. PostFinance supports 14 methods (excluding Samsung Pay and Centi), wallee 12 methods (excluding Samsung Pay, Reka, Centi and Pay by Bank). For Comerciante, who want maximum flexibility in payment methods, Payrexx has the edge.
Comparison table of payment methods: PostFinance vs wallee vs Payrexx
Payrexx
PostFinance
wallee
Mastercard
Yes
Yes
Yes
Visa
Yes
Yes
Yes
PostFinance Pay
Yes
Yes
Yes
Twint
Yes
Yes
Yes
American Express
Yes
Yes
Yes
Entdecken
Yes
Yes
Yes
PayPal
Yes
Yes
Yes
ApplePay
Yes
Yes
Yes
GooglePay
Yes
Yes
Yes
SamsungPay
Yes
No
No
WIRpay
Yes
Yes
Yes
REKA
Yes
Yes
No
CENTI
Yes
No
No
CRYPTO
Yes
Yes
Yes
Purchase on account
Yes
Yes
Yes
Zahlen mit Bank
Yes
No
No
Which Swiss provider has the best integrations?
Payrexx offers free plugins for all common shop systems and is the only one of the three providers with integrated e-commerce tools (payment links, QR Pay, mini web shop). PostFinance also offers free plugins, but no e-commerce tools. At wallee, some plugins are chargeable, and e-commerce tools are also missing. Payrexx also covers MyCommerce, which is available at wallee and PostFinance (wallee also supports MyCommerce).
Comparison table of plugins and integrations PostFinance vs wallee vs Payrexx
Payrexx
PostFinance
wallee
Yes
No
wallee
Yes
No
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Yes
Yes
wallee
Which provider offers the best support?
All three are Swiss companies with personal support – a clear advantage over international providers. Google reviews: Payrexx 3.9 stars (155), wallee 3.4 stars (133), PostFinance 2.2 stars (178). Payrexx and wallee are clearly ahead of PostFinance here, with Payrexx having the highest customer satisfaction.
Which Swiss provider is right for which company?
Payrexx is ideal for SMEs looking for an affordable all-in-one solution with e-commerce tools and maximum payment method coverage. PostFinance is suitable for businesses that are already established in the PostFinance ecosystem. wallee is the right choice for companies with specific technical requirements for a modular architecture.
Which provider is set up the quickest?
Payrexx offers the fastest start: no setup costs, same-day verification. PostFinance charges one-off setup fees and requires a PostFinance business account. wallee requires technical steps for plugin setup. All three offer a free trial period. For Comerciante who want to get started immediately, Payrexx is the most straightforward choice.
How much do PostFinance, wallee and Payrexx cost in comparison?
At a monthly turnover of 20'000 EUR: Payrexx 355 EUR, PostFinance 365.90 EUR, wallee 369.95 EUR. The differences are small, but Payrexx is the cheapest. At 100'000 EUR turnover, the difference becomes more pronounced: Payrexx 1'579 EUR, wallee 1'739.90 EUR, PostFinance 1'749.90 EUR. Important: PostFinance also charges setup costs of 199–249 EUR, while Payrexx and wallee start without setup fees. Payrexx also offers discounts for start-ups and NPOs.
Cost comparison table PostFinance vs wallee vs Payrexx
Provider
Subscription
Set-up costs
Monthly costs
Transaction fees
Payrexx
Free
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
PostFinance
Checkout All-in-One
CHF 199.00
CHF 14.90
2.50%
+
CHF 0.00
PostFinance
E-Com Bundle
CHF 0.00
CHF 19.90
1.55%
+
CHF 0.18
PostFinance
Checkout Flex
CHF 249.00
CHF 19.90
1.55%
+
CHF 0.18
wallee
Business
CHF 0.00
CHF 69.90
1.55%
+
CHF 0.12
Additional remarks
Payrexx
Payrexx is particularly easy to set up as a Payment Facilitator – no programming knowledge is required. For verification, a valid photo ID and, where applicable, a commercial register number are required. If you register by 4 p.m., the review takes place on the same day. Start-ups receive a 30% discount, and non-profit organisations benefit from a 50% reduction on transaction fees.
PostFinance
Use of PostFinance Checkout requires a PostFinance business account or a credit card for fee billing. In addition, one-off setup costs of 199 EUR (Checkout All-in-One) to 249 EUR (Checkout Flex) apply. A free simulation mode enables Comerciante:innen to test the integration in advance.
Conclusion: Which Swiss PSP offers the best overall package?
All three are Swiss companies with personal support – a clear advantage over international providers. Google reviews: Payrexx 3.9 stars (155), wallee 3.4 stars (133), PostFinance 2.2 stars (178). Payrexx and wallee are clearly ahead of PostFinance here, with Payrexx having the highest customer satisfaction.
