Stripe vs zahls.ch
International developer PSP vs. transparent Swiss payment facilitator
Stripe is its globally renowned payment solution with highly flexible API integration. zahls.ch is a Swiss payment facilitator with particularly transparent pricing and integrated e-commerce tools. Both pursue different approaches – yet for Swiss online shops, important differences emerge in terms of costs, payment methods and support.
Total monthly costs of Stripe and zahls.ch with a turnover of EUR 20.000
Total monthly costs of Stripe and zahls.ch with a turnover of EUR 100,000
What are the advantages and disadvantages of Stripe and zahls.ch?
Stripe points with its high API flexibility, TWINT support, no fixed costs, free plugin availability, and omnichannel support. Disadvantages are the significantly higher transaction fees, no PostFinance Pay, no personal support, and a complex setup.
zahls.ch offers PostFinance Pay and TWINT, transparent pricing, integrated e-commerce tools, and the highest Google rating (5.0 stars). Disadvantages are the higher overall costs compared to other Swiss providers, many plugins only on request, and no support for Shopify, JTL, or Magento.
Comparison table advantages and disadvantages Stripe vs zahls.ch
Stripe
Advantages
Numerous payment methods (including TWINT)
Free plugins
No monthly fixed costs
Ideal for international payments
Many customisation options
Support for omnichannel payments (POS)
Disadvantages
No support for
PostFinance PayComplex setup
No e-commerce tools
High transaction fees
Only email and chat support
Average Google rating
zahls.ch
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Free trial available
Swiss company
Personal support
High Google rating
Disadvantages
Many shop plugins only available on request
High transaction fees
Moderate awareness
Focus on e-commerce in Switzerland
Which payment methods do Stripe and zahls.ch offer?
Both support credit cards, TWINT, Apple Pay and Google Pay. zahls.ch additionally offers PostFinance Pay and WIR Pay – two payment methods that are important in Switzerland and are missing from Stripe. Stripe supports neither PostFinance Pay nor WIR Pay. With 12 payment methods compared to 10, zahls.ch offers broader coverage for the Swiss market, particularly thanks to PostFinance Pay.
Comparison table payment methods Stripe vs zahls.ch
Stripe
zahls.ch
Mastercard
Yes
Yes
Visa
Yes
Yes
PostFinance Pay
No
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
No
No
WIRpay
No
Yes
REKA
No
No
CENTI
No
No
CRYPTO
Yes
Yes
Purchase on account
Yes
Yes
Zahlen mit Bank
No
No
How do the integrations of Stripe and zahls.ch differ?
Stripe offers free plugins for Shopify, WooCommerce, Shopware, JTL, Ecwid, Drupal, Magento and Prestashop, as well as automation tools like Make and Zapier. With zahls.ch, many plugins are only available on request, and Shopify, JTL and Magento are missing. zahls.ch offers integrated e-commerce tools instead. Stripe has a clear advantage in shop system integrations, zahls.ch in e-commerce tools.
Comparison table of plugins and integrations Stripe vs zahls.ch
Stripe
zahls.ch
Yes
No
Yes
No
Yes
No
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
How does the support of Stripe and zahls.ch differ?
zahls.ch offers personal, free support in Switzerland. Stripe exclusively offers email and chat support. Google reviews: zahls.ch 5.0 stars (3 reviews), Stripe 3.1 stars (8 reviews). zahls.ch has the highest rating, but on a very small base. For SMEs without an IT department, the personal support from zahls.ch is an important advantage.
For whom is Stripe suitable and for whom is zahls.ch?
zahls.ch is the better choice for Swiss SMEs looking for a simple solution with PostFinance Pay, e-commerce tools and personal support. Stripe is suitable for companies with their own developer team, an international focus and the need for highly flexible API integrations and broad shop system coverage, including Shopify.
How easy is the setup with Stripe and zahls.ch?
zahls.ch advertises a particularly simple setup and a free trial phase. Stripe requires developer knowledge and technical know-how for integration. For Comerciantes without technical experience, zahls.ch is the significantly more accessible entry point. On the other hand, Stripe offers more flexibility for custom API integrations for developer teams.
How much does Stripe cost compared to zahls.ch?
With a monthly turnover of 20,000 EUR, zahls.ch costs 489 EUR, Stripe 640 EUR. zahls.ch is therefore 151 EUR cheaper per month or 24% less expensive. With a turnover of 100,000 EUR, the difference is 951 EUR per month (zahls.ch: 2,249 EUR vs. Stripe: 3,200 EUR). Stripe waives monthly fixed costs, but has higher transaction fees at 2.9% + 0.30 EUR. zahls.ch offers the cheaper overall package despite its own fees.
Comparison table of costs Stripe vs zahls.ch
Provider
Subscription
Set-up costs
Monthly costs
Transaction fees
Stripe
Stripe
CHF 0.00
CHF 0.00
2.90%
+
CHF 0.30
zahls.ch
Entry-level
CHF 0.00
CHF 0.00
2.90%
+
CHF 0.30
zahls.ch
Advanced
CHF 0.00
CHF 15.00
2.60%
+
CHF 0.30
zahls.ch
Professionals
CHF 0.00
CHF 29.00
2.30%
+
CHF 0.25
zahls.ch
Experts
CHF 0.00
CHF 49.00
2.00%
+
CHF 0.20
Additional remarks
Stripe
For the implementation of Stripe, merchants should have development knowledge. For verification, a valid photo ID and a commercial register number are required. For large companies, Stripe offers special terms that can be requested from sales.
zahls.ch
zahls.ch is characterised by particularly transparent pricing with four clearly tiered subscription levels. However, many shop plugins are only available on request, and integrations for Shopify, JTL and Magento are missing. Verification requires a photo ID and company information. A free trial period is available.
Conclusion: Stripe or zahls.ch – which provider is better?
zahls.ch offers personal, free support in Switzerland. Stripe exclusively offers email and chat support. Google reviews: zahls.ch 5.0 stars (3 reviews), Stripe 3.1 stars (8 reviews). zahls.ch has the highest rating, but on a very small base. For SMEs without an IT department, the personal support from zahls.ch is an important advantage.
