wallee vs PayPal
Swiss modular solution against the global payment giant
With over 400 million users worldwide, PayPal is the most well-known payment provider. But for Swiss online shops, recognition is not everything – costs, local payment methods and support play an equally big role. In this comparison, we show why wallee is the significantly more attractive solution for Swiss SMEs.
Total monthly costs of wallee and PayPal with a turnover of CHF 20,000
Total monthly costs of wallee and PayPal with a turnover of EUR 100,000
What are the advantages and disadvantages of wallee and PayPal?
As a Swiss payment facilitator, wallee offers significantly lower fees (over 53% less than PayPal), all important Swiss payment methods including TWINT and PostFinance Pay, personal support and a modular architecture. Disadvantages are the lack of e-commerce tools and the lower international brand awareness.
PayPal benefits from global brand awareness and no fixed costs, but has the highest transaction fees of all compared providers, does not offer any Swiss payment methods such as TWINT or PostFinance Pay, no personal support and has the lowest Google rating at 1.6 stars.
Comparison table advantages and disadvantages wallee vs PayPal
wallee
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
Disadvantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
PayPal
Advantages
monthly fixed costs
Free plugins
High recognition and acceptance
Ideal for international payments
Disadvantages
No support for TWINT and PostFinance Pay
No e-commerce tools
High transaction fees
Headquarters in the USA
Email or chat support only
Low Google rating
Which payment methods does wallee offer compared to PayPal?
wallee supports 12 payment methods, including all options that are important in Switzerland such as TWINT, PostFinance Pay and WIR Pay. PayPal does not offer any of these Swiss payment methods – neither TWINT nor PostFinance Pay are available. For online shops with a Swiss clientele, this is a serious disadvantage. PayPal does, however, support Samsung Pay, which is missing from wallee.
Comparison table of payment methods wallee vs PayPal
wallee
PayPal
Mastercard
Yes
Yes
Visa
Yes
Yes
PostFinance Pay
Yes
No
Twint
Yes
No
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
No
Yes
WIRpay
Yes
No
REKA
No
No
CENTI
No
No
CRYPTO
No
No
Purchase on account
Yes
Yes
Zahlen mit Bank
No
No
Which shop system plugins do wallee and PayPal offer?
Both providers offer plugins for popular shop systems. wallee supports Shopify, WooCommerce, Shopware, MyCommerce, JTL, Ecwid, Drupal, Magento and Prestashop. PayPal offers plugins for Shopify, WooCommerce, Shopware, JTL, Ecwid and Magento, but not for MyCommerce, Drupal or Prestashop. PayPal offers Make and Zapier integrations that wallee lacks. Neither provider offers integrated e-commerce tools.
Comparison table of plugins and integrations wallee vs PayPal
wallee
PayPal
No
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
No
How does the support of wallee differ from PayPal?
wallee offers personal support with direct contact partners in Switzerland. PayPal only provides email and chat support – there is no telephone or personal advice. The Google reviews reflect this: wallee has 3.4 out of 5 stars (133 reviews), while PayPal has the lowest rating of all compared providers with 1.6 out of 5 stars.
For whom is wallee suitable and for whom PayPal?
wallee is the better choice for Swiss online shops – thanks to significantly lower costs, Swiss payment methods, and personal support. PayPal can make sense if an online shop has a high share of international customers who expect PayPal as a familiar payment method. wallee integrates PayPal as a payment method, so you can combine both.
How easy is the setup with wallee and PayPal?
With PayPal, no separate setup is required u2013 a PayPal business account is sufficient. With wallee, certain basic technical knowledge is required for plugin configuration and API integration. A free test mode is available at wallee. Getting started with PayPal is more straightforward, but in the long run, wallee offers the cheaper and more flexible solution.
How much does wallee cost compared to PayPal?
The difference in cost is significant: with a monthly turnover of EUR 20,000, you pay EUR 369.95 with wallee, whereas with PayPal you pay EUR 790. This is a difference of EUR 420.05 per month – making wallee over 53% cheaper. With a turnover of EUR 100,000, the savings increase to EUR 2,210.10 monthly (wallee: EUR 1,739.90 vs. PayPal: EUR 3,950). Although PayPal has no monthly basic fee, it compensates for this with the highest transaction fees of all compared providers (3.4% + EUR 0.55).
Comparison table of costs wallee vs PayPal
Provider
Subscription
Set-up costs
Monthly costs
Transaction fees
wallee
Basic
CHF 0.00
CHF 19.95
1.55%
+
CHF 0.20
wallee
Business
CHF 0.00
CHF 69.90
1.55%
+
CHF 0.12
PayPal
PayPal
CHF 0.00
CHF 0.00
3.40%
+
CHF 0.55
Additional remarks
wallee
wallee requires a certain level of technical knowledge for setup, particularly for plugin configuration and API integration. Some plugins are chargeable. The modular architecture enables companies to choose only the functions they actually need. A free test mode is available.
PayPal
No separate setup is required with PayPal – a PayPal business account is sufficient. For verification, company information and a commercial register number are required. Please note that PayPal charges the highest transaction fees of all compared providers (3.4% + 0.55 EUR) and supports neither TWINT nor PostFinance Pay.
Conclusion: wallee or PayPal – which provider is cheaper and better?
wallee offers personal support with direct contact partners in Switzerland. PayPal only provides email and chat support – there is no telephone or personal advice. The Google reviews reflect this: wallee has 3.4 out of 5 stars (133 reviews), while PayPal has the lowest rating of all compared providers with 1.6 out of 5 stars.
