wallee vs PostFinance
Modular architecture against the PostFinance ecosystem
PostFinance is well known as a Swiss financial institution and offers its own payment solution for online shops. wallee is a Swiss payment facilitator with a modular architecture and a focus on flexibility. Both cover the Swiss market – but important differences emerge in terms of costs, plugins and setup.
Total monthly costs of wallee and PostFinance with a turnover of EUR 20,000
Total monthly costs of wallee and PostFinance with a turnover of EUR 100,000
What are the advantages and disadvantages of wallee and PostFinance?
wallee scores with lower total costs without setup fees, a modular architecture, many customisation options and a better Google rating (3.4 vs. 2.2). Weaknesses are the lack of e-commerce tools and lower brand awareness.
PostFinance benefits from high brand awareness in Switzerland, a wide range of payment methods (13 methods) and personal support, but charges setup costs of up to 249 EUR, offers no e-commerce tools and has a significantly lower Google rating of 2.2 stars.
Comparison table advantages and disadvantages wallee vs PostFinance
wallee
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
Disadvantages
Numerous payment methods (including TWINT and PostFinance Pay)
Low transaction fees
Free trial available
Swiss company
Personal support
Many customisation options
PostFinance
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Low transaction fees
Free trial available
Swiss company
High recognition in Switzerland
Personal support
Disadvantages
Samsung Pay not supported
No e-commerce tools
High setup costs (one-off)
Low Google rating
Which payment methods do wallee and PostFinance offer?
Both providers cover the most important Swiss payment methods: credit cards, TWINT, PostFinance Pay, Apple Pay, Google Pay and WIR Pay. PostFinance additionally supports Reka, which is missing from wallee. In return, both offer purchase on invoice and crypto. Overall, the providers are very similar in terms of payment methods, with PostFinance slightly ahead with 13 methods compared to wallee with 12.
Comparison table payment methods wallee vs PostFinance
wallee
PostFinance
Mastercard
Yes
Yes
Visa
Yes
Yes
PostFinance Pay
Yes
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
No
No
WIRpay
Yes
Yes
REKA
No
Yes
CENTI
No
No
CRYPTO
Yes
Yes
Purchase on account
Yes
Yes
Zahlen mit Bank
No
No
How do the plugins and tools from wallee and PostFinance differ?
wallee offers plugins for Shopify, WooCommerce, Shopware, MyCommerce, JTL, Ecwid, Drupal, Magento and Prestashop. PostFinance supports Shopify, WooCommerce, Shopware, JTL, Ecwid, Drupal, Magento and Prestashop. Some plugins are fee-based with wallee, whereas they are free of charge with PostFinance. wallee offers QR Pay, which PostFinance lacks. Neither of the two providers has integrated e-commerce tools.
Comparison table of plugins and integrations wallee vs PostFinance
wallee
PostFinance
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Which provider offers better support – wallee or PostFinance?
Both providers offer personal support in Switzerland. The Google reviews show a clear difference: wallee achieves 3.4 out of 5 stars with 133 reviews, while PostFinance only has 2.2 out of 5 stars with 178 reviews. wallee therefore performs noticeably better in terms of customer satisfaction.
For whom is wallee suitable and for whom PostFinance?
wallee is suitable for SMEs looking for a flexible and modular payment solution with no setup costs who are willing to invest some technical effort. PostFinance can be interesting for companies that already have a PostFinance business account and value the direct connection to the PostFinance ecosystem.
How complex is the setup with wallee and PostFinance?
wallee requires certain basic technical knowledge for plugin configuration and API integration, but offers a free test mode with no setup fees. PostFinance charges one-time setup fees of 199 EUR (Checkout All-in-One) to 249 EUR (Checkout Flex) and requires a business account with PostFinance or a credit card for billing. Both offer a test phase.
How much does wallee cost compared to PostFinance?
The total costs are virtually identical: with a monthly turnover of EUR 20,000, you pay EUR 369.95 with wallee and EUR 365.9 with PostFinance (E-Com Bundle). wallee is thereby around EUR -4.05 cheaper per month. With a turnover of EUR 100,000, wallee is slightly ahead with EUR 1739.9 compared to PostFinance (EUR 1749.9). A significant difference: PostFinance charges one-time setup costs of EUR 199 to EUR 249, whereas setup with wallee is free of charge.
Comparison table costs wallee vs PostFinance
Provider
Subscription
Set-up costs
Monthly costs
Transaction fees
wallee
Basic
CHF 0.00
CHF 19.95
1.55%
+
CHF 0.20
wallee
Business
CHF 0.00
CHF 69.90
1.55%
+
CHF 0.12
PostFinance
Checkout All-in-One
CHF 199.00
CHF 14.90
2.50%
+
CHF 0.00
PostFinance
E-Com Bundle
CHF 0.00
CHF 19.90
1.55%
+
CHF 0.18
PostFinance
Checkout Flex
CHF 249.00
CHF 19.90
1.55%
+
CHF 0.18
Additional remarks
wallee
wallee requires a certain level of technical knowledge for setup, particularly for plugin configuration and API integration. Some plugins are chargeable. The modular architecture enables companies to choose only the functions they actually need. A free test mode is available.
PostFinance
Use of PostFinance Checkout requires a PostFinance business account or a credit card for fee billing. In addition, one-off setup costs of 199 EUR (Checkout All-in-One) to 249 EUR (Checkout Flex) apply. A free simulation mode enables Comerciante:innen to test the integration in advance.
Conclusion: wallee or PostFinance – which Swiss provider convinces?
Both providers offer personal support in Switzerland. The Google reviews show a clear difference: wallee achieves 3.4 out of 5 stars with 133 reviews, while PostFinance only has 2.2 out of 5 stars with 178 reviews. wallee therefore performs noticeably better in terms of customer satisfaction.
