Worldline vs zahls.ch

Global enterprise payment service provider vs. transparent Swiss newcomer

Worldline is a global payment service provider with omnichannel solutions for enterprise clients. zahls.ch is a Swiss payment facilitator with particularly transparent pricing and integrated e-commerce tools. Both serve the Swiss market – but when it comes to transparency, e-commerce features and support, there are clear differences.

Total monthly costs of Worldline and zahls.ch with a turnover of EUR 20,000
Worldline=CHF 355.00
zahls.ch=CHF 640.00
CHF 285.00 günstiger mit Worldline (45%)
Total monthly costs from Worldline and zahls.ch with a turnover of EUR 100.000
Worldline=CHF 1.89
zahls.ch=CHF 2.25
CHF 0.36 günstiger mit Worldline (16%)

What are the advantages and disadvantages of Worldline and zahls.ch?

Worldline offers omnichannel solutions, no monthly fixed costs, dynamic currency conversion and lower overall costs. Disadvantages are the not very transparent fee structure, paid plugins, a paid support hotline and no e-commerce tools.

zahls.ch offers particularly transparent pricing with four subscription levels, integrated e-commerce tools, personal support and a Google rating of 5.0 stars. Disadvantages are the higher overall costs, many plugins only available on request and no support for Shopify, JTL or Magento.

Comparison table advantages and disadvantages Worldline vs zahls.ch

Worldline

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • No monthly fixed costs

  • High awareness

  • Support for omnichannel payments (POS)

Disadvantages
  • Some chargeable plugins

  • No e-commerce tools

  • Fees not transparent

  • Chargeable support hotline

  • Rather low Google rating

zahls.ch

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • Free plugins

  • Integrated e-commerce tools

  • Free trial available

  • Swiss company

  • Personal support

  • High Google rating

Disadvantages
  • Many shop plugins only available on request

  • High transaction fees

  • Moderate awareness

  • Focus on e-commerce in Switzerland

Which payment methods do Worldline and zahls.ch offer?

Both providers support credit cards, TWINT, PostFinance Pay, Apple Pay, Google Pay and purchase on account. zahls.ch additionally offers WIR Pay, whereas Worldline offers Reka. Neither offers Samsung Pay, Centi or Pay by Bank. With 12 supported payment methods each, Worldline and zahls.ch are neck-and-neck in terms of coverage – there are only minimal differences in niche methods.

Comparison table payment methods Worldline vs zahls.ch
Provider
Worldline
zahls.ch

Mastercard

Yes
Yes

Visa

Yes
Yes

PostFinance Pay

Yes
Yes

Twint

Yes
Yes

American Express

Yes
Yes

Entdecken

Yes
Yes

PayPal

Yes
Yes

ApplePay

Yes
Yes

GooglePay

Yes
Yes

SamsungPay

No
No

WIRpay

No
Yes

REKA

Yes
No

CENTI

No
No

CRYPTO

Yes
Yes

Purchase on account

Yes
Yes

Zahlen mit Bank

No
No

How do the shop system integrations differ?

Worldline offers plugins for WooCommerce, Shopware, JTL, Drupal and Magento – some of which are paid. At zahls.ch, many plugins are only available on request, and support for Shopify, JTL and Magento is missing. Instead, zahls.ch offers integrated e-commerce tools such as payment links and a mini-webshop. Worldline additionally offers a solution with Wix. When it comes to shop systems, Worldline has the edge, while zahls.ch leads in e-commerce tools.

Comparison table plugins and integrations Worldline vs zahls.ch
Provider
Worldline
zahls.ch
Yes
Yes
Yes
Yes

Zapier

No
No

Make

No
No

JTL

Yes
No

Ecwid

No
Yes

Drupal

Yes
Yes

Magento

Yes
No

Prestashop

Yes
Yes

How does the support of both providers differ?

zahls.ch offers personal, free support in Switzerland. Worldline relies on a paid support hotline. Google ratings: zahls.ch 5.0 stars (3 reviews), Worldline 2.9 stars (674 reviews). zahls.ch has the highest rating, but based on a very small sample. For SMEs, the free support from zahls.ch is a clear advantage over Worldline's paid hotline.

For whom is Worldline suitable and for whom zahls.ch?

Worldline is suitable for larger companies with an international focus and omnichannel needs that prioritise lower total costs. zahls.ch is the better choice for SMEs that prefer a transparent pricing structure, integrated e-commerce tools and personal support at no extra cost.

Which provider offers the easier setup?

zahls.ch advertises particularly simple setup and a free trial phase without setup costs. Worldline offers an e-commerce package without setup fees, but requires contacting sales for customised solutions. For SMEs wanting to start quickly and easily, zahls.ch offers the easier entry with transparent pricing.

How much does Worldline cost compared to zahls.ch?

With a monthly turnover of 20,000 EUR, Worldline costs 378 EUR, while zahls.ch costs 489 EUR. Worldline is therefore 111 EUR cheaper per month or 23% more cost-effective. With a turnover of 100,000 EUR, the difference is 359 EUR monthly (Worldline: 1,890 EUR vs. zahls.ch: 2,249 EUR). Worldline has no monthly basic fee, whereas at zahls.ch the costs are structured more transparently and include all fees as a payment facilitator.

Comparison table of costs Worldline vs zahls.ch
Provider
Subscription
Set-up costs
Monthly costs
Transaction fees

Worldline

Worldline E-Payments

CHF 0.00

CHF 0.00

per month

1.70%

+

CHF 0.19

Worldline

Worldline Pay By Link

CHF 0.00

CHF 0.00

per month

1.70%

+

CHF 0.19

Worldline

Worldline Web powered by Wix

0,00 CHF

CHF 0.00

CHF 29.00

per month

1.70%

+

CHF 0.19

zahls.ch

Entry-level

CHF 0.00

CHF 0.00

per month

2.90%

+

CHF 0.30

zahls.ch

Advanced

CHF 0.00

CHF 15.00

per month

2.60%

+

CHF 0.30

zahls.ch

Professionals

CHF 0.00

CHF 29.00

per month

2.30%

+

CHF 0.25

zahls.ch

Experts

CHF 0.00

CHF 49.00

per month

2.00%

+

CHF 0.20

CHF 0.00

CHF 0.00

per month

0.00%

+

CHF 0.00

Additional remarks
Worldline

At Worldline, transaction fees are not always fully transparent – individual conditions must be requested from sales. For support enquiries, a paid hotline is used. In addition to e-commerce packages, Worldline also offers a combined package with Wix for merchants who want to build a webshop at the same time.

zahls.ch

zahls.ch is characterised by particularly transparent pricing with four clearly tiered subscription levels. However, many shop plugins are only available on request, and integrations for Shopify, JTL and Magento are missing. Verification requires a photo ID and company information. A free trial period is available.

Conclusion: Worldline or zahls.ch – which provider is more worthwhile?

zahls.ch offers personal, free support in Switzerland. Worldline relies on a paid support hotline. Google ratings: zahls.ch 5.0 stars (3 reviews), Worldline 2.9 stars (674 reviews). zahls.ch has the highest rating, but based on a very small sample. For SMEs, the free support from zahls.ch is a clear advantage over Worldline's paid hotline.

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