Payrexx vs Worldline
Swiss SME solution vs. global enterprise provider
Worldline is a global payment service provider with many years of experience, offering both acquiring and PSP services. Payrexx is a Swiss payment facilitator specializing in simple and cost-effective solutions for SMEs. Both support the Swiss market – but there are significant differences when it comes to costs, plugins, and support.
Total monthly costs of Payrexx and Worldline with a turnover of CHF 20.000
Total monthly costs of Payrexx and Worldline with a turnover of CHF 100,000
What are the advantages and disadvantages of Payrexx and Worldline?
Payrexx convinces with lower costs, more payment methods (16 vs. 12), free plugins, integrated e-commerce tools, and free personal support. Disadvantages are its medium level of awareness and its Swiss focus.
Worldline offers omnichannel solutions and no fixed monthly costs, but partly has paid plugins, a paid support hotline, no e-commerce tools, and less transparent fee structures.
Comparison table advantages and disadvantages Payrexx vs Worldline
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss businesses
Personal support
Support for in-person payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Moderate Google rating
Worldline
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
No monthly fixed costs
High recognition
Support for omnichannel payments (POS)
Disadvantages
Partially paid plugins
No e-commerce tools
Fees not transparent
Paid support hotline
Rather low Google rating
Which payment methods do Payrexx and Worldline offer?
Both providers support the most important payment methods: credit cards, TWINT, PostFinance Pay, Apple Pay and Google Pay. Additionally, Payrexx offers Samsung Pay, WIR Pay, Centi and Pay by Bank – four methods that are not available with Worldline. Worldline supports Reka, as does Payrexx. For merchants who want to offer their customers the maximum possible choice of payment methods, Payrexx has a clear lead with 16 compared to 12 supported methods.
Comparison table payment methods Payrexx vs. Worldline
Payrexx
Worldline
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
Yes
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
Yes
No
WIRpay
Yes
No
REKA
Yes
Yes
CENTI
Yes
No
Crypto
Yes
Yes
Purchase on account
Yes
Yes
Bezahl mit Bank
Yes
No
How do the integrations of Payrexx and Worldline differ?
Payrexx offers free plugins for all popular shop systems, including Shopify, WooCommerce, Shopware, MyCommerce, JTL, and Ecwid. With Worldline, some plugins are subject to a fee, and there is no integration for Shopify and Ecwid. In addition, Payrexx offers integrated e-commerce tools (payment links, QR Pay, mini webshop) that are completely missing from Worldline. Worldline's offering is aimed more at larger companies with individual requirements.
Comparison table plugins and integrations Payrexx vs Worldline
Payrexx
Worldline
Yes
No
Yes
No
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
How is the support at Payrexx and Worldline?
Payrexx offers personal support with direct contact persons in Switzerland, including advice for SMEs. Worldline relies on a paid support hotline - a disadvantage especially for smaller businesses. The Google reviews confirm this difference: Payrexx has 3.9 stars (155 reviews), Worldline 2.9 stars (674 reviews).
For whom is Payrexx suitable and for whom Worldline?
Payrexx is the right choice for SMEs and growing online shops looking for a cost-effective solution with a wide range of features and personal support. Worldline is better suited for larger companies that require omnichannel solutions (online + POS) and are willing to pay accordingly for tailored support.
Which provider is easier for you to set up – Payrexx or Worldline?
Payrexx is quick to get started as a payment facilitator with a single contract and no setup costs. Verification takes place on the same day. Although Worldline also offers an e-commerce package without monthly fixed costs, setting up individual or larger solutions requires direct contact with sales. For SMEs that want to start quickly, Payrexx is the more uncomplicated way.
How much does Payrexx cost compared to Worldline?
With a monthly turnover of CHF 20,000, the costs with Payrexx are CHF 355 and with Worldline CHF 378. Payrexx is therefore CHF 23 cheaper per month. With a turnover of CHF 100,000, the difference grows: Payrexx costs CHF 1,579, Worldline CHF 1,890 – a difference of CHF 311 monthly. An important aspect: With Worldline, fees are often not fully transparent, and individual offers for larger customers must be requested directly from sales.
Comparison table: Costs Payrexx vs. Worldline
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Payrexx
Gratis
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
Worldline
Worldline E-Payments
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Pay By Link
CHF 0.00
CHF 0.00
1.70%
+
CHF 0.19
Worldline
Worldline Web powered by Wix
CHF 0.00
CHF 29.00
1.70%
+
CHF 0.19
Additional remarks
Payrexx
Payrexx is especially easy to set up as a Payment Facilitator – no programming knowledge is required. For verification, a valid photo ID and, where applicable, a trade register number are required. If you register by 4 pm, the review takes place on the same day. Start-ups receive a 30% discount, and non-profit organisations benefit from a 50% reduction on transaction fees.
Worldline
At Worldline, transaction fees are not always fully transparent – individual terms must be requested from sales. For support enquiries, a paid hotline is used. In addition to e-commerce packages, Worldline also offers a combined package with Wix for merchants who want to build an online shop at the same time.
Conclusion: Payrexx or Worldline – who offers more for less?
Payrexx offers personal support with direct contact persons in Switzerland, including advice for SMEs. Worldline relies on a paid support hotline - a disadvantage especially for smaller businesses. The Google reviews confirm this difference: Payrexx has 3.9 stars (155 reviews), Worldline 2.9 stars (674 reviews).
