Datatrans vs saldiaPay vs Payrexx
Classic PSP, niche provider or all-in-one solution – which is right?
Datatrans by Planet, saldiaPay and Payrexx are three Swiss payment service providers with different approaches: Datatrans as a classic PSP for larger companies, saldiaPay as an innovative niche provider with its own apps, and Payrexx as an affordable all-in-one solution for SMEs. This comparison shows the strengths and weaknesses of each provider.
Monthly total costs of Payrexx, Datatrans and SaldiaPay for a turnover of CHF 20,000
Monthly total costs of Payrexx, Datatrans and SaldiaPay at a revenue of CHF 100,000
What are the advantages and disadvantages of Datatrans, saldiaPay and Payrexx?
Payrexx stands out as the most affordable all-in-one solution without an acquirer contract, with 16 payment methods, free plugin coverage and discounts for start-ups and NPOs. Disadvantages are its medium level of awareness and average Google rating.
Datatrans is an established PSP with a high Google rating, but requires a separate acquirer contract and has paid plugins as well as a paid hotline.
saldiaPay offers innovative saldiaApps and a high Google rating, but has higher total costs and many plugins only on request.
Comparison table of advantages and disadvantages Datatrans vs saldiaPay vs Payrexx
Payrexx
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins
Integrated e-commerce tools
Low transaction fees
Free trial available
Swiss businesses
Personal support
Support for in-person payments (POS, Tap to Pay & QR Pay)
Disadvantages
Moderate awareness
Focus on e-commerce in Switzerland and Europe
Moderate Google rating
Datatrans
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free trial available
High brand awareness
High Google rating
Support for omnichannel payments (POS)
Disadvantages
Partly paid plugins
Complex setup
No e-commerce tools
High monthly fixed costs
Fees are not transparent
Paid support hotline
saldiaPay
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins and “saldiaApps”
Free trial available
Swiss company
Personal support
High Google rating
Disadvantages
Many shop plugins only on request
Rather high transaction fees
Low awareness
Focus on e-commerce in Switzerland
Which payment methods do the three providers offer?
Payrexx leads with 16 payment methods, followed by saldiaPay (14) and Datatrans (12). All three support credit cards, TWINT, PostFinance Pay and Apple Pay. Payrexx offers Samsung Pay, Reka and Pay by Bank exclusively. saldiaPay supports Centi (like Payrexx), but not Samsung Pay, Reka or Pay by Bank. Datatrans lacks Samsung Pay, WIR Pay, Centi and Pay by Bank.
Comparison table of payment methods: Datatrans vs saldiaPay vs Payrexx
Payrexx
Datatrans
saldiaPay
Mastercard
Yes
Yes
Yes
Visa
Yes
Yes
Yes
Postfinance Pay
Yes
Yes
Yes
Twint
Yes
Yes
Yes
American Express
Yes
Yes
Yes
Entdecken
Yes
Yes
Yes
PayPal
Yes
Yes
Yes
ApplePay
Yes
Yes
Yes
GooglePay
Yes
Yes
Yes
SamsungPay
Yes
No
No
WIRpay
Yes
No
Yes
REKA
Yes
Yes
No
CENTI
Yes
No
Yes
Crypto
Yes
Yes
Yes
Purchase on account
Yes
Yes
Yes
Bezahl mit Bank
Yes
No
No
How do the integrations differ?
Payrexx offers free plugins for the broadest range of shop systems. With Datatrans, some plugins are subject to a fee; with saldiaPay, many are available only on request. Payrexx and saldiaPay both offer e-commerce tools (payment links, mini web shop), which are missing with Datatrans. saldiaPay scores with the saldiaApps for accounting and logistics. For maximum shop system coverage, Payrexx is the strongest.
Comparison table of plugins and integrations Datatrans vs saldiaPay vs Payrexx
Payrexx
Datatrans
saldiaPay
Yes
No
saldiaPay
Yes
No
saldiaPay
Yes
Yes
saldiaPay
Yes
Yes
saldiaPay
Yes
Yes
saldiaPay
Yes
Yes
saldiaPay
Yes
No
saldiaPay
Which provider has the best support?
Payrexx and saldiaPay offer personal support in Switzerland. Datatrans relies on a paid hotline. Google reviews: saldiaPay 4.7 stars (39 reviews), Datatrans 4.1 stars (26 reviews), Payrexx 3.9 stars (155 reviews). saldiaPay and Datatrans have higher ratings, but on a significantly narrower basis.
Which provider is suitable for which company?
Payrexx is the best choice for SMEs that are looking for an affordable, straightforward all-in-one solution with broad coverage of shop systems and payment methods. saldiaPay may be interesting for merchants who value the saldiaApps (accounting, logistics). Datatrans is suitable for larger companies with high transaction volumes that already have an acquirer agreement.
Which provider offers the easiest setup?
Payrexx offers the fastest and easiest setup: no acquirer contract required, no setup costs, same-day verification. saldiaPay is similarly straightforward with a 30-day trial period. Datatrans first requires the conclusion of a separate acceptance contract with an acquirer before a test account can be set up – a considerable extra effort for SMEs.
What do Datatrans, saldiaPay and Payrexx cost?
At CHF 20'000 monthly turnover: Payrexx CHF 355, Datatrans CHF 398 (excl. acquiring), saldiaPay CHF 449. At CHF 100'000 turnover: Payrexx CHF 1'579, Datatrans CHF 2'015 (excl. acquiring), saldiaPay CHF 2'049. Important: Datatrans is not a payment facilitator – the costs for the separate acquirer agreement are added on top. Payrexx is the only provider offering start-up and NPO discounts (30% and 50% respectively).
Cost comparison table Datatrans vs saldiaPay vs Payrexx
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Payrexx
Gratis
CHF 0.00
CHF 0.00
2.50%
+
CHF 0.30
Payrexx
Standard
CHF 0.00
CHF 19.00
1.65%
+
CHF 0.18
Payrexx
Premium
CHF 49.00
1.35%
+
CHF 0.18
Datatrans
Get Started
CHF 0.00
CHF 20.00
1.60%
+
CHF 0.29
Datatrans
Scale Now
CHF 0.00
CHF 125.00
1.60%
+
CHF 0.29
saldiaPay
Advanced
CHF 0.00
CHF 15.00
2.50%
+
CHF 0.30
saldiaPay
Enterprise
CHF 0.00
CHF 49.00
1.70%
+
CHF 0.30
Additional remarks
Payrexx
Payrexx is especially easy to set up as a Payment Facilitator – no programming knowledge is required. For verification, a valid photo ID and, where applicable, a trade register number are required. If you register by 4 pm, the review takes place on the same day. Start-ups receive a 30% discount, and non-profit organisations benefit from a 50% reduction on transaction fees.
Datatrans
Datatrans is not a Payment Facilitator – merchants therefore need a separate acceptance agreement with an acquirer before payment processing can be set up. The stated costs therefore do not include acquiring fees (approx. 1.6% extra). The test account is only activated once the acquirer agreement has been concluded.
Conclusion: Datatrans, saldiaPay or Payrexx – which convinces?
Payrexx and saldiaPay offer personal support in Switzerland. Datatrans relies on a paid hotline. Google reviews: saldiaPay 4.7 stars (39 reviews), Datatrans 4.1 stars (26 reviews), Payrexx 3.9 stars (155 reviews). saldiaPay and Datatrans have higher ratings, but on a significantly narrower basis.
