Datatrans vs Stripe
Classic Swiss PSP vs. international developer PSP
Datatrans by Planet is an established Swiss PSP focusing on professional payment processing for larger companies. Stripe is an internationally known payment solution with a strong focus on developers and API flexibility. Both target technically savvy companies – but differ fundamentally in contract structure, costs, and Swiss market coverage.
Total monthly costs of Datatrans and Stripe with a turnover of CHF 20,000
Total monthly costs of Datatrans and Stripe with a turnover of CHF 100,000
What are the advantages and disadvantages of Datatrans and Stripe?
Datatrans convinces with Swiss payment methods including PostFinance Pay, a high Google rating (4.1 stars) and omnichannel support. Disadvantages are the required acquirer contract, paid plugins, a paid support hotline and high fixed monthly costs starting from 20 CHF.
Stripe points with high API flexibility, no fixed monthly costs, many customisation options and free plugin availability. Disadvantages are the high transaction fees, no PostFinance Pay, no personal support and a complex setup.
Comparison table pros and cons Datatrans vs Stripe
Datatrans
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free trial available
High brand awareness
High Google rating
Support for omnichannel payments (POS)
Disadvantages
Partly paid plugins
Complex setup
No e-commerce tools
High monthly fixed costs
Fees are not transparent
Paid support hotline
Stripe
Advantages
Numerous payment methods (including TWINT)
Free plugins
No monthly fixed costs
Ideal for international payments
Many customisation options
Support for omnichannel payments (POS)
Disadvantages
No support for
PostFinance PayComplex setup
No e-commerce tools
High transaction fees
Only email and chat support
Average Google rating
Which payment methods do Datatrans and Stripe offer?
Both providers support credit cards, TWINT, Apple Pay and Google Pay. Datatrans additionally offers PostFinance Pay and Reka, which are missing from Stripe. Stripe supports neither PostFinance Pay nor Reka. Neither offer Samsung Pay, WIR Pay, Centi or Pay by Bank. With 12 compared to 10 payment methods, Datatrans has a slightly broader coverage for the Swiss market.
Comparison table of payment methods Datatrans vs Stripe
Datatrans
Stripe
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
Yes
No
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
No
No
WIRpay
No
No
REKA
Yes
No
CENTI
No
No
Crypto
Yes
Yes
Purchase on account
Yes
Yes
Bezahl mit Bank
No
No
How do the integrations of Datatrans and Stripe differ?
Stripe offers free plugins for Shopify, WooCommerce, Shopware, JTL, Ecwid, Drupal, Magento and Prestashop – a very wide coverage. With Datatrans, some plugins are subject to a fee, and support for Shopify and Prestashop is missing. Stripe also scores with automation tools like Make and Zapier. Neither of them offers integrated e-commerce tools. Stripe has a much clearer lead when it comes to integrations.
Comparison table plugins and integrations Datatrans vs Stripe
Datatrans
Stripe
No
Yes
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
How do Datatrans and Stripe client support differ?
Datatrans offers a paid support hotline with professional assistance. Stripe exclusively offers email and chat support without personal contacts. Google ratings: Datatrans 4.1 stars (26 reviews), Stripe 3.1 stars (8 reviews). Both providers have a rather narrow rating base. For businesses that value telephone support, Datatrans offers more – albeit at a cost.
Who is Datatrans suitable for, and who is Stripe suitable for?
Datatrans is suitable for larger Swiss companies that require PostFinance Pay and Reka, already have an acquirer contract and are looking for professional omnichannel solutions. Stripe is the better choice for companies with their own developer team, an international focus and the need for highly flexible API integrations without a separate acquirer contract.
How easy is it for you to set up Datatrans compared to Stripe?
Stripe relies on a developer-centric integration with extensive API documentation and does not require a separate acquirer agreement. With Datatrans, an acceptance agreement must first be concluded with an acquirer before the test account is activated. Both providers require technical know-how. Stripe offers the faster start, Datatrans the more structured process for enterprise customers.
How much does Datatrans cost compared to Stripe?
With a monthly turnover of CHF 20,000, Datatrans costs CHF 398 (excluding acquiring), and Stripe CHF 640. Datatrans appears to be cheaper, but acquiring fees (approx. 1.6%) must still be added, which brings the total costs to a similar level. With a turnover of CHF 100,000: Datatrans CHF 2,015 (excluding acquiring), Stripe CHF 3,200. Stripe waives fixed costs, but compensates for this with higher transaction fees (2.9% + CHF 0.30).
Comparison of costs Datatrans vs Stripe
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Datatrans
Get Started
CHF 0.00
CHF 20.00
1.60%
+
CHF 0.29
Datatrans
Scale Now
CHF 0.00
CHF 125.00
1.60%
+
CHF 0.29
Stripe
Stripe
CHF 0.00
CHF 0.00
2.90%
+
CHF 0.30
Additional remarks
Datatrans
Datatrans is not a Payment Facilitator – merchants therefore need a separate acceptance agreement with an acquirer before payment processing can be set up. The stated costs therefore do not include acquiring fees (approx. 1.6% extra). The test account is only activated once the acquirer agreement has been concluded.
Stripe
To implement Stripe, you need developer knowledge. For verification, a valid photo ID and a company registration number are required. For large companies, Stripe offers special terms, which you can request from sales.
Conclusion: Datatrans or Stripe – which PSP is better for you?
Datatrans offers a paid support hotline with professional assistance. Stripe exclusively offers email and chat support without personal contacts. Google ratings: Datatrans 4.1 stars (26 reviews), Stripe 3.1 stars (8 reviews). Both providers have a rather narrow rating base. For businesses that value telephone support, Datatrans offers more – albeit at a cost.
