PayPal vs saldiaPay
Global awareness vs. Swiss innovation with saldiaApps
With over 400 million users, PayPal is the most famous payment provider worldwide. saldiaPay is an innovative Swiss payment facilitator with its own additional applications such as saldiaApps for accounting and logistics. For Swiss online shops, the question arises: global awareness or local strength? This comparison shows you the differences.
Total monthly costs of PayPal and saldiaPay with a turnover of CHF 20,000
Total monthly costs of PayPal and saldiaPay with a turnover of CHF 100,000
What are the advantages and disadvantages of PayPal and saldiaPay?
PayPal benefits from global recognition, no fixed costs, and easy setup. The disadvantages are having the highest transaction fees, no Swiss payment methods, only email and chat support, and the lowest Google rating (1.6 stars).
saldiaPay convinces with all Swiss payment methods including TWINT and PostFinance Pay, innovative saldiaApps, personal support, and the highest Google rating (4.7 stars). The disadvantages are the rather high transaction fees, many plugins being available only on request, and its lower level of recognition.
Comparison table advantages and disadvantages PayPal vs saldiaPay
PayPal
Advantages
monthly fixed costs
Free plugins
High awareness and acceptance
Ideal for international payments
Disadvantages
No support for TWINT and PostFinance Pay
No e-commerce tools
High transaction fees
Headquarters in the USA
Only email or chat support
Low Google rating
saldiaPay
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins and “saldiaApps”
Free trial available
Swiss company
Personal support
High Google rating
Disadvantages
Many shop plugins only on request
Rather high transaction fees
Low awareness
Focus on e-commerce in Switzerland
Which payment methods do PayPal and saldiaPay offer?
saldiaPay supports 14 payment methods including TWINT, PostFinance Pay, WIR Pay and Centi. PayPal does not offer any of these Swiss payment methods. For Swiss online shops, this is a serious disadvantage, as TWINT and PostFinance Pay are among the most popular payment methods. saldiaPay has a huge advantage over PayPal in terms of local coverage.
Comparison table payment methods PayPal vs saldiaPay
PayPal
saldiaPay
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
No
Yes
Twint
No
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
Yes
No
WIRpay
No
Yes
REKA
No
No
CENTI
No
Yes
Crypto
Yes
Yes
Purchase on account
Yes
Yes
Bezahl mit Bank
No
No
Which shop system plugins do PayPal and saldiaPay offer?
PayPal offers free plugins for Shopify, WooCommerce, Shopware and Magento. With saldiaPay, many plugins are only available on request, and support for JTL and Magento is missing. saldiaPay scores with saldiaApps and the saldiaShop as e-commerce tools. PayPal does not offer any e-commerce tools. PayPal has the advantage with standard plugins, saldiaPay with additional functions.
Comparison table of plugins and integrations PayPal vs saldiaPay
PayPal
saldiaPay
Yes
No
Yes
No
Yes
No
Yes
Yes
No
Yes
Yes
No
No
Yes
How does the support of PayPal and saldiaPay differ?
saldiaPay offers personal, free support in Switzerland. PayPal only provides email and chat support. Google reviews show a dramatic difference: saldiaPay 4.7 stars (39 reviews), PayPal 1.6 stars (56 reviews). saldiaPay offers significantly higher customer satisfaction and reachable contact persons.
For whom is PayPal suitable and for whom saldiaPay?
saldiaPay is clearly the better choice for Swiss online shops: 43% cheaper, all Swiss payment methods, innovative saldiaApps and personal support. PayPal is useful when an online shop has a high proportion of international customers who expect PayPal as a familiar payment method. Many merchants therefore only use PayPal as a supplement.
How easy is the setup with PayPal and saldiaPay?
Both providers offer a relatively simple setup. With PayPal, business information is sufficient for an immediate start. saldiaPay requires verification via photo ID and offers a 30-day free trial. Both providers do not require any programming knowledge. In terms of setup speed, both providers are comparably straightforward.
What does PayPal cost compared to saldiaPay?
With a monthly turnover of CHF 20,000, saldiaPay costs CHF 449, PayPal CHF 790. This makes saldiaPay CHF 341 cheaper per month, or 43% more cost-effective. With a turnover of CHF 100,000, the difference increases to CHF 1,901 monthly (saldiaPay: CHF 2,049 vs. PayPal: CHF 3,950). PayPal has the highest transaction fees of all compared providers (3.4% + CHF 0.55). Despite its own rather high fees, saldiaPay is significantly cheaper.
Comparison table costs PayPal vs saldiaPay
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
PayPal
PayPal
CHF 0.00
CHF 0.00
3.40%
+
CHF 0.55
saldiaPay
Easy
CHF 0.00
CHF 5.00
3.50%
+
CHF 0.30
saldiaPay
Advanced
CHF 0.00
CHF 15.00
2.50%
+
CHF 0.30
saldiaPay
Enterprise
CHF 0.00
CHF 49.00
1.70%
+
CHF 0.30
Additional remarks
PayPal
With PayPal, no separate setup is required – a PayPal business account is sufficient. For verification, company information and a commercial register number are required. Please note that PayPal charges the highest transaction fees of all compared providers (3.4% + 0.55 CHF) and supports neither TWINT nor PostFinance Pay.
saldiaPay
saldiaPay offers, in addition to payment processing, its own add-on applications (saldiaApps) for accounting, logistics and an integrated webshop (saldiaShop). However, many shop plugins are only available on request. For verification, a photo ID and, where applicable, an entry in the commercial register are required. A 30-day trial period is free of charge.
Conclusion: PayPal or saldiaPay – which provider is better for you?
saldiaPay offers personal, free support in Switzerland. PayPal only provides email and chat support. Google reviews show a dramatic difference: saldiaPay 4.7 stars (39 reviews), PayPal 1.6 stars (56 reviews). saldiaPay offers significantly higher customer satisfaction and reachable contact persons.
