Stripe vs saldiaPay
International developer PSP vs. innovative Swiss payment facilitator
Stripe is a world-renowned payment solution with a strong focus on developers and API flexibility. saldiaPay is an innovative Swiss payment facilitator with its own additional applications such as saldiaApps. Both target different audiences – but there are clear differences in terms of costs, Swiss payment methods, and support.
Total monthly costs of Stripe and saldiaPay with a turnover of CHF 20,000
Total monthly costs of Stripe and saldiaPay with a turnover of CHF 100,000
What are the advantages and disadvantages of Stripe and saldiaPay?
Stripe scores with high API flexibility, TWINT support, no fixed costs, free plugin availability and omnichannel support. Disadvantages are the high transaction fees, no PostFinance Pay, no personal support and a complex setup.
saldiaPay convinces with PostFinance Pay and TWINT, innovative saldiaApps, personal support and the highest Google rating (4.7 stars). Disadvantages are the rather high transaction fees, many plugins only on request and lower international recognition.
Comparison table advantages and disadvantages Stripe vs saldiaPay
Stripe
Advantages
Numerous payment methods (including TWINT)
Free plugins
No monthly fixed costs
Ideal for international payments
Many customisation options
Support for omnichannel payments (POS)
Disadvantages
No support for
PostFinance PayComplex setup
No e-commerce tools
High transaction fees
Only email and chat support
Average Google rating
saldiaPay
Advantages
Numerous payment methods (including TWINT and PostFinance Pay)
Free plugins and “saldiaApps”
Free trial available
Swiss company
Personal support
High Google rating
Disadvantages
Many shop plugins only on request
Rather high transaction fees
Low awareness
Focus on e-commerce in Switzerland
Which payment methods do Stripe and saldiaPay offer?
Both support credit cards, TWINT, Apple Pay and Google Pay. saldiaPay additionally offers PostFinance Pay, WIR Pay and Centi – three payment methods that are missing from Stripe. Stripe supports neither PostFinance Pay nor WIR Pay. With 14 compared to 10 payment methods, saldiaPay offers significantly broader coverage for the Swiss market, especially for locally popular payment methods.
Comparison table payment methods Stripe vs saldiaPay
Stripe
saldiaPay
Mastercard
Yes
Yes
Visa
Yes
Yes
Postfinance Pay
No
Yes
Twint
Yes
Yes
American Express
Yes
Yes
Entdecken
Yes
Yes
PayPal
Yes
Yes
ApplePay
Yes
Yes
GooglePay
Yes
Yes
SamsungPay
No
No
WIRpay
No
Yes
REKA
No
No
CENTI
No
Yes
Crypto
Yes
Yes
Purchase on account
Yes
Yes
Bezahl mit Bank
No
No
How do the integrations of Stripe and saldiaPay differ?
Stripe offers free plugins for Shopify, WooCommerce, Shopware, JTL, Ecwid, Drupal, Magento and Prestashop as well as automation tools like Make and Zapier. With saldiaPay, many plugins are only available on request. saldiaPay scores with saldiaApps and saldiaShop as e-commerce tools. Stripe has a clear advantage when it comes to shop system integrations, while saldiaPay leads in additional functions.
Comparison table plugins and integrations Stripe vs saldiaPay
Stripe
saldiaPay
Yes
No
Yes
No
Yes
No
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
How does the support of Stripe and saldiaPay compare?
saldiaPay offers personal, free support in Switzerland. Stripe offers exclusively email and chat support. Google reviews: saldiaPay 4.7 stars (39 reviews), Stripe 3.1 stars (8 reviews). saldiaPay has a significantly higher customer satisfaction. For SMEs without their own IT department, saldiaPay's personal support is a clear advantage.
Who is Stripe suitable for and who is saldiaPay suitable for?
saldiaPay is the better choice for Swiss SMEs looking for lower costs, all Swiss payment methods and personal support. Stripe is suitable for companies with their own developer team, an international focus and the need for highly flexible API integrations. The decision depends on your technical expertise and your target audience.
How easy is the setup with Stripe and saldiaPay?
saldiaPay offers an uncomplicated setup with verification via photo ID and a 30-day trial period. Stripe requires developer knowledge and technical know-how for integration. For merchants without technical experience, saldiaPay is the more accessible entry point, while Stripe offers developer teams more flexibility for custom integrations.
What does Stripe cost compared to saldiaPay?
With a monthly turnover of CHF 20,000, saldiaPay costs CHF 449, while Stripe costs CHF 640. saldiaPay is therefore CHF 191 cheaper per month or 30% more cost-effective. With a turnover of CHF 100,000, the difference increases to CHF 1,151 per month (saldiaPay: CHF 2,049 vs. Stripe: CHF 3,200). Stripe has no monthly fixed costs, but with 2.9% + CHF 0.30, it has higher transaction fees than saldiaPay in the Advanced subscription (2.5% + CHF 0.30).
Comparison table of Stripe vs saldiaPay costs
Provider
Subscription
Setup costs
Monthly costs
Transaction fees
Stripe
Stripe
CHF 0.00
CHF 0.00
2.90%
+
CHF 0.30
saldiaPay
Easy
CHF 0.00
CHF 5.00
3.50%
+
CHF 0.30
saldiaPay
Advanced
CHF 0.00
CHF 15.00
2.50%
+
CHF 0.30
saldiaPay
Enterprise
CHF 0.00
CHF 49.00
1.70%
+
CHF 0.30
Additional remarks
Stripe
To implement Stripe, you need developer knowledge. For verification, a valid photo ID and a company registration number are required. For large companies, Stripe offers special terms, which you can request from sales.
saldiaPay
saldiaPay offers, in addition to payment processing, its own add-on applications (saldiaApps) for accounting, logistics and an integrated webshop (saldiaShop). However, many shop plugins are only available on request. For verification, a photo ID and, where applicable, an entry in the commercial register are required. A 30-day trial period is free of charge.
Conclusion: Stripe or saldiaPay – which provider convinces you?
saldiaPay offers personal, free support in Switzerland. Stripe offers exclusively email and chat support. Google reviews: saldiaPay 4.7 stars (39 reviews), Stripe 3.1 stars (8 reviews). saldiaPay has a significantly higher customer satisfaction. For SMEs without their own IT department, saldiaPay's personal support is a clear advantage.
