wallee vs Stripe

Swiss Payment Facilitator vs. international developer PSP

Stripe is a globally known payment solution with a strong focus on developers. wallee, on the other hand, is a Swiss payment facilitator with a modular architecture and personal support. In this comparison, we show you the most important differences in costs, payment methods, integrations, and support for Swiss online shops.

Total monthly costs of wallee and Stripe with a turnover of CHF 20,000
wallee=CHF 355.00
Stripe=CHF 640.00
CHF 285.00 günstiger mit wallee (45%)
Total monthly costs of wallee and Stripe with a turnover of CHF 100,000
wallee=CHF 1’739.90
Stripe=CHF 3’200.00
CHF 1’460.10 günstiger mit wallee (46%)

What are the advantages and disadvantages of wallee and Stripe?

wallee convinces as a Swiss company with personal support, cheaper transaction fees, support of PostFinance Pay and a modular architecture. Weaknesses are the lack of e-commerce tools and partially paid plug-ins.

Stripe scores with high API flexibility, no monthly fixed costs, omnichannel support and many customisation options. Disadvantages are the significantly higher transaction fees, no PostFinance Pay, no personal support and a complex setup.

Comparison table advantages and disadvantages wallee vs Stripe

wallee

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • Low transaction fees

  • Free trial available

  • Swiss company

  • Personal support

  • Many customisation options

Disadvantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • Low transaction fees

  • Free trial available

  • Swiss company

  • Personal support

  • Many customisation options

Stripe

Advantages
  • Numerous payment methods (including TWINT)

  • Free plugins

  • No monthly fixed costs

  • Ideal for international payments

  • Many customisation options

  • Support for omnichannel payments (POS)

Disadvantages
  • No support for
    PostFinance Pay

  • Complex setup

  • No e-commerce tools

  • High transaction fees

  • Only email and chat support

  • Average Google rating

Which payment methods do wallee and Stripe offer?

wallee supports 12 payment methods, Stripe 10. Both offer credit cards, TWINT, Apple Pay and Google Pay. The decisive difference: wallee supports PostFinance Pay and WIR Pay – both are missing from Stripe. In return, Stripe offers Samsung Pay, which is not available with wallee. For Swiss online shops with local customers, wallee offers better coverage thanks to PostFinance Pay.

Comparison table payment methods wallee vs Stripe
Provider
wallee
Stripe

Mastercard

Yes
Yes

Visa

Yes
Yes

Postfinance Pay

Yes
No

Twint

Yes
Yes

American Express

Yes
Yes

Entdecken

Yes
Yes

PayPal

Yes
Yes

ApplePay

Yes
Yes

GooglePay

Yes
Yes

SamsungPay

No
No

WIRpay

Yes
No

REKA

No
No

CENTI

No
No

Crypto

Yes
Yes

Purchase on account

Yes
Yes

Bezahl mit Bank

No
No

How do the shop system integrations of wallee and Stripe differ?

Both providers support Shopify, WooCommerce, Shopware, JTL, Ecwid, Drupal, Magento and Prestashop. wallee additionally offers MyCommerce, a system widely used in Switzerland. With wallee, some plugins require a fee, whereas with Stripe they are free. In return, Stripe offers Make and Zapier integrations that wallee lacks. Neither provider offers integrated e-commerce tools.

Comparison table plugins and integrations wallee vs Stripe
Provider
wallee
Stripe
Yes
Yes
Yes
Yes
Yes
Yes

Zapier

No
Yes

Make

No
Yes

Merchant

Yes
Yes

Ecwid

Yes
Yes

Drupal

Yes
Yes

Magento

Yes
Yes

Prestashop

Yes
Yes

How does the customer support of wallee and Stripe differ?

wallee offers personal support with direct contact persons in Switzerland. Stripe, on the other hand, offers exclusively email and chat support, without personal assistance. For SMEs that need quick help with technical questions or integration problems, a direct line to a Swiss support team is a clear advantage. Google reviews: wallee 3.4 stars (133 reviews), Stripe 3.1 stars (8 reviews).

Who is wallee suitable for and who is Stripe suitable for?

wallee is suitable for Swiss SMEs looking for a modular payment solution with personal support, PostFinance Pay and cheaper fees. Stripe is the better choice if a company has a strong international focus, requires highly customized API integrations and relies on Make/Zapier automations.

How easy is setting up wallee compared to Stripe?

Both providers require certain technical knowledge. wallee requires know-how in plugin configuration and API connection, but offers a free test mode. Stripe is primarily aimed at developers and also requires technical knowledge. For merchants without their own developer team, both providers are more demanding than pure plug-and-play solutions.

How much does wallee cost compared to Stripe?

With a monthly turnover of CHF 20,000, your total costs with wallee are CHF 369.95 (Basic plan: CHF 19.95 + 1.55% + CHF 0.20 per transaction). With Stripe, the cost is CHF 640 (CHF 0 fixed costs + 2.9% + CHF 0.30 per transaction). This represents a saving of CHF 270.05 per month or 42% with wallee. At CHF 100,000 turnover, the difference increases to CHF 1,460.1 per month. Although Stripe does not charge a monthly base fee, it compensates for this with significantly higher transaction fees.

Comparison table of costs wallee vs Stripe
Provider
Subscription
Setup costs
Monthly costs
Transaction fees

wallee

Basic

CHF 0.00

CHF 19.95

per month

1.55%

+

CHF 0.20

wallee

Business

CHF 0.00

CHF 69.90

per month

1.55%

+

CHF 0.12

Stripe

Stripe

CHF 0.00

CHF 0.00

per month

2.90%

+

CHF 0.30

CHF 0.00

CHF 0.00

per month

0.00%

+

CHF 0.00

Additional remarks
wallee

wallee requires certain technical basic knowledge for setup, especially for plugin configuration and API integration. Some plugins are subject to a fee. The modular architecture enables companies to choose only the functions they actually need. A free test mode is available.

Stripe

To implement Stripe, you need developer knowledge. For verification, a valid photo ID and a company registration number are required. For large companies, Stripe offers special terms, which you can request from sales.

Conclusion: wallee or Stripe – which provider is better?

wallee offers personal support with direct contact persons in Switzerland. Stripe, on the other hand, offers exclusively email and chat support, without personal assistance. For SMEs that need quick help with technical questions or integration problems, a direct line to a Swiss support team is a clear advantage. Google reviews: wallee 3.4 stars (133 reviews), Stripe 3.1 stars (8 reviews).

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Without risk and without obligations. Discover how simple online payments can be.

Test Payrexx free of charge and without obligation.

Without risk and without obligations. Discover how simple online payments can be.