Worldline vs zahls.ch

Global enterprise payment service provider vs. transparent Swiss newcomer

Worldline is a global payment service provider with omnichannel solutions for enterprise customers. zahls.ch is a Swiss payment facilitator with particularly transparent pricing and integrated e-commerce tools. Both serve the Swiss market – but when it comes to transparency, e-commerce features, and support, there are clear differences.

Total monthly costs of Worldline and zahls.ch with a turnover of CHF 20,000
Worldline=CHF 355.00
zahls.ch=CHF 640.00
CHF 285.00 günstiger mit Worldline (45%)
Total monthly costs of Worldline and zahls.ch with a turnover of CHF 100,000
Worldline=CHF 1’890.00
zahls.ch=CHF 2’249.00
CHF 359.00 günstiger mit Worldline (16%)

What are the advantages and disadvantages of Worldline and zahls.ch?

Worldline offers omnichannel solutions, no monthly fixed costs, dynamic currency conversion, and cheaper overall costs. Disadvantages include the lack of clear fee structure transparency, paid plug-ins, a paid support hotline, and no e-commerce tools.

zahls.ch offers a particularly transparent pricing structure with four subscription tiers, integrated e-commerce tools, personal support, and a Google rating of 5.0 stars. Disadvantages include higher overall costs, many plug-ins only upon request, and no support for Shopify, JTL, or Magento.

Comparison table advantages and disadvantages Worldline vs zahls.ch

Worldline

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • No monthly fixed costs

  • High recognition

  • Support for omnichannel payments (POS)

Disadvantages
  • Partially paid plugins

  • No e-commerce tools

  • Fees not transparent

  • Paid support hotline

  • Rather low Google rating

zahls.ch

Advantages
  • Numerous payment methods (including TWINT and PostFinance Pay)

  • Free plugins

  • Integrated e-commerce tools

  • Free trial available

  • Swiss company

  • Personal support

  • High Google rating

Disadvantages
  • Many shop plugins only on request

  • High transaction fees

  • Moderate awareness

  • Focus on e-commerce in Switzerland

Which payment methods do Worldline and zahls.ch offer?

Both providers support credit cards, TWINT, PostFinance Pay, Apple Pay, Google Pay and purchase on account. zahls.ch additionally offers WIR Pay, whereas Worldline offers Reka. Neither offers Samsung Pay, Centi or Pay by Bank. With 12 supported payment methods each, Worldline and zahls.ch are neck and neck in terms of coverage – there are only minimal differences when it comes to niche methods.

Comparison table of payment methods Worldline vs zahls.ch
Provider
Worldline
zahls.ch

Mastercard

Yes
Yes

Visa

Yes
Yes

Postfinance Pay

Yes
Yes

Twint

Yes
Yes

American Express

Yes
Yes

Entdecken

Yes
Yes

PayPal

Yes
Yes

ApplePay

Yes
Yes

GooglePay

Yes
Yes

SamsungPay

No
No

WIRpay

No
Yes

REKA

Yes
No

CENTI

No
No

Crypto

Yes
Yes

Purchase on account

Yes
Yes

Bezahl mit Bank

No
No

How do the shop system integrations differ?

Worldline offers plugins for WooCommerce, Shopware, JTL, Drupal and Magento – some of which are subject to a fee. With zahls.ch, many plugins are only available on request, and there is no support for Shopify, JTL and Magento. Instead, zahls.ch offers integrated e-commerce tools such as payment links and a mini webshop. Worldline additionally offers a solution with Wix. When it comes to shop systems, Worldline is ahead, while zahls.ch has the edge with e-commerce tools.

Comparison table of plugins and integrations Worldline vs zahls.ch
Provider
Worldline
zahls.ch
Yes
Yes
Yes
Yes

Zapier

No
No

Make

No
No

Merchant

Yes
No

Ecwid

No
Yes

Drupal

Yes
Yes

Magento

Yes
No

Prestashop

Yes
Yes

How does the support of the two providers differ?

zahls.ch offers personal, free support in Switzerland. Worldline relies on a paid support hotline. Google reviews: zahls.ch 5.0 stars (3 reviews), Worldline 2.9 stars (674 reviews). zahls.ch has the highest rating, but on a very narrow basis. For SMEs, the free support from zahls.ch is a clear advantage over Worldline's paid hotline.

Who is Worldline suitable for, and who is zahls.ch suitable for?

Worldline is suitable for larger companies with an international focus and omnichannel needs that prioritise lower overall costs. zahls.ch is the better choice for SMEs that prefer a transparent pricing structure, integrated e-commerce tools and personal support at no extra cost.

Which provider offers the easier setup?

zahls.ch advertises a particularly simple setup and a free trial phase with no setup costs. Worldline offers an e-commerce package with no setup fees, but requires contact with sales for customised solutions. For SMEs wanting a quick and uncomplicated start, zahls.ch offers the easier entry with transparent pricing.

How much does Worldline cost compared to zahls.ch?

With a monthly turnover of 20'000 CHF, Worldline costs 378 CHF, and zahls.ch costs 489 CHF. Worldline is therefore 111 CHF cheaper per month or 23% more cost-effective. With a turnover of 100'000 CHF, the difference is 359 CHF per month (Worldline: 1'890 CHF vs. zahls.ch: 2'249 CHF). Worldline has no monthly basic fee, whereas with zahls.ch, the costs are structured more transparently and include all fees as a payment facilitator.

Comparison table of costs Worldline vs zahls.ch
Provider
Subscription
Setup costs
Monthly costs
Transaction fees

Worldline

Worldline E-Payments

CHF 0.00

CHF 0.00

per month

1.70%

+

CHF 0.19

Worldline

Worldline Pay By Link

CHF 0.00

CHF 0.00

per month

1.70%

+

CHF 0.19

Worldline

Worldline Web powered by Wix

0,00 CHF

CHF 0.00

CHF 29.00

per month

1.70%

+

CHF 0.19

zahls.ch

Beginner

CHF 0.00

CHF 0.00

per month

2.90%

+

CHF 0.30

zahls.ch

Advanced

CHF 0.00

CHF 15.00

per month

2.60%

+

CHF 0.30

zahls.ch

Professionals

CHF 0.00

CHF 29.00

per month

2.30%

+

CHF 0.25

zahls.ch

Experts

CHF 0.00

CHF 49.00

per month

2.00%

+

CHF 0.20

CHF 0.00

CHF 0.00

per month

0.00%

+

CHF 0.00

Additional remarks
Worldline

At Worldline, transaction fees are not always fully transparent – individual terms must be requested from sales. For support enquiries, a paid hotline is used. In addition to e-commerce packages, Worldline also offers a combined package with Wix for merchants who want to build an online shop at the same time.

zahls.ch

zahls.ch stands out for its particularly transparent pricing with four clearly tiered subscription plans. However, many shop plugins are only available on request, and integrations for Shopify, JTL and Magento are missing. For verification, a photo ID and company information are required. A free trial period is available.

Conclusion: Worldline or zahls.ch – which provider is more worth it for you?

zahls.ch offers personal, free support in Switzerland. Worldline relies on a paid support hotline. Google reviews: zahls.ch 5.0 stars (3 reviews), Worldline 2.9 stars (674 reviews). zahls.ch has the highest rating, but on a very narrow basis. For SMEs, the free support from zahls.ch is a clear advantage over Worldline's paid hotline.

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